Payment Methods

In our online shop, the following payment methods are available to you:

1. Advance Payment (Vorkasse)

If you choose the advance payment option, we will provide you with our bank details in the order confirmation. The goods will be shipped only after we have received your payment. Unless otherwise agreed, payment is due immediately after the conclusion of the contract.

2. SEPA Bank Transfer (SEPA-Überweisung)

For payments via SEPA bank transfer, the necessary bank details will be displayed on-screen or sent to you via email. You can then complete the transfer through your online banking platform at your convenience. To simplify the process, we provide QR codes that automatically populate the required payment information. Please note that processing SEPA transfers may take a few working days.

3. Credit and Debit Cards (Kredit- und Debitkarten)

We accept Visa, MasterCard, American Express, Cartes Bancaires, and CartaSi. Your card will be charged once the order is completed.

4. Apple Pay

Apple Pay is available for all Apple users in over 35 countries. No additional fees apply beyond standard credit card rates. After selecting Apple Pay at checkout, the payment will be authorized using Touch ID or Face ID for a seamless transaction experience.

5. PayPal

When paying via PayPal, you will be redirected to the PayPal website to complete the transaction. You must either have a registered PayPal account or create one. Payment is made through your PayPal account, and you confirm the payment with your login details.

6. Sofortüberweisung (Instant Bank Transfer)

We also offer Sofortüberweisung for instant bank transfers. With this method, we receive confirmation of payment immediately, expediting the shipping process. You will need your account number, bank code, PIN, and TAN to complete the payment. Sofortüberweisung securely processes the transfer in real-time.

7. Klarna Payment Options

In cooperation with Klarna AB, we offer two payment options for customers residing in Germany:

• Klarna Invoice (Rechnungskauf): Pay for your purchase within 14 days after receiving the goods.
• Klarna Installment Purchase (Ratenkauf): Pay for your purchase flexibly in monthly installments starting at 1/24 of the total amount (with a minimum of €6.95). Detailed terms and conditions can be found on Klarna’s website.

Please note that these Klarna payment options are only available to consumers and must be paid directly to Klarna.

8. iDEAL

iDEAL is available for customers with Dutch bank accounts. Payments are made directly through your own bank’s online platform. To use iDEAL, select the iDEAL option at checkout, and follow the instructions to complete the payment.

9. iDEAL in3

iDEAL in3 allows you to pay for your purchase in three equal installments without any additional fees. This option provides greater flexibility for larger purchases.

10. Bancontact

Bancontact is a secure payment option for customers with Belgian bank accounts. Select Bancontact at checkout, and complete the payment process directly through your bank’s secure online system.

11. TWINT

TWINT is a popular mobile payment method in Switzerland, allowing users to pay securely via their smartphones. After selecting TWINT at checkout, scan the provided QR code or enter the five-digit code to complete the payment.

12. Trustly

Trustly enables direct account-to-account payments, allowing you to transfer funds instantly from your bank account to ours. Simply select Trustly at checkout and authenticate the transaction via your online banking platform.

13. Riverty (formerly AfterPay)

Riverty allows you to “Buy Now, Pay Later,” offering flexible payment options. Riverty is a trusted provider of installment payments across Europe.

14. Satispay

Satispay provides a fast and simple way to pay directly from your smartphone. Link your bank account or card to the Satispay app and use it to make secure payments.

Important Information

• Please note that payment methods may vary depending on the country and customer location.
• Any additional charges, such as customs duties or bank transfer fees, are to be borne by the customer.
• If you experience any issues during the payment process, please contact our customer service team at sr@nichestory.eu.